Aiken Health and Life Insurance Company

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         Looking for Affordable Health Insurance?
 
      Coverage that you cannot find anywhere else? 

     Immediate use discount Rx/Lab/Imaging card? 
   Go to this website
:  www.rxcut.com/aikenhealth

A immediate coverage 80/20 PPO plan paying up to $2 million per person  + 3 Dr office visits co-pays that covers up to age 65 as well as "child only" coverage?

A Major Med Plan with unlimited $40 Dr office co-pays and free preventative - or a  100% pay HSA?

NEW Health Insurance specifically for DIABETICS and other Pre-Ex conditions with NO Pre-Ex wait?

        YOU ARE AT THE RIGHT WEBSITE!!

 The Insurance Industry in America is changing 2012 is the time to discover the new products  that ARE AFFORDABLE - the new popular No Deductible/First Dollar Pay plans,  New Renewable 80/20 PPO plans,  High Deductible 100% pay Catastrophic,  Unlimited Dr Office visit Major Meds,  Rich Cancer Plans and our NEW portfolio of 100% Guarantee Issue Diabetic Health and Life plans with No Pre-Ex wait + Guarantee Life Insurance coverage!**********************************
2012
Brings all new Products - many NEW plans have unlimited and extensive PPO coverage - No deductibles and Immediate coverage:

1)  "First Choice" Manhattan Life Defined Benefits Health Insurance offering GUARANTEE Issue - No Annual Deductible  -  No rate ups - and Immediate First Dollar coverage - with all you see:  
# 1 TOP PRODUCT nationwide -  it  gives you all you want in Insurance Coverage - and more!   Unlike other plans this plan has Generous Coverage Benefits which all layer and pay upon and in addition to each other  giving you a rich plan which pays for Hospital Confinements (up to 365 days) + ICU + Private Duty Nursing + Dr Office visits (4x per year) + Surgery (unlimited inpatient and outpatient) + Anesthesia + Emergency + Accident Injury Benefits  + Mammogram + Pap + Rx + Lab and Imaging discounts all for only $217.63 for an individual !!   Solid coverage option for employers + Guarantee Issue - yes we CAN COVER YOU - regardless of any previous health history!  HUGE Cancer/Heart Attack/Stroke/Dread Disease coverage as well!

2)   NEW TEAMUSA PPO - Immediate Guarantee Issue coverage for Diabetics and other Major Pre-Ex conditions = with NO waiting period for Dr office visits, Lab or testing - offers 5 IMMEDIATE Dr office visits - a total comprehensive blood CWP run on you for no charge + Rx card +  $2,000 per day hospitalization + $2,000 per day ICU + surgery + $5,000 Excess Medical ER/Urgent Care Accident Rider built in + Karis Advocacy built into fight your medical claims for you + dental and vision available - the ONLY product with no pre-ex wait for Medical Services!  Set rates - Immediate coverage with many more medical benefits included

For complete coverage add the Cancer/Heart/Dread Disease rider to ANY Plan - a rich scheduled pay product which pays multiple levels of coverage directly to the medical care provider on TOP of AND IN ADDITION TO the base benefits such as additional surgery, additional confinment, Misc costs, continued care, Rx, unlimited chemo/radiation benefits, etc.  
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     LOOKING FOR A  AFFORDABLE  80/20  PPO Plan? 
     LOOK NO MORE:


Med Plus  Renewable 80/20 PPO 
- absolutely the MOST affordable 80/20 PPO product on the market today anywhere - underwritten by a A+ specialty carrier -  pays up to $2 million per person per year - has "3" $50 Dr office co-pays per person, covers a mammogram, has a Rx card, vision and hearing benefits built in, and is structured to NOT be subject to the Health Bill  - has very low deductibles and very low monthly premiums.   Med Plus 80/20  pays just like a Major Medical  - preforms like a Major Med - but UNLIKE a Major Medical it  WILL cover a dependent "child only", will also cover a person up to age 64, will not exclude or rate up past diagnoses, height/weight or smokers and in SC only has a "look back" of 12 months for a previous medical event!    Med Plus 80/20 IS RENEWABLE every 365 days - and has 15 straight Underwriting questions that must be answered "no" to be approved.  No rate -ups or exclusions or waivers and offers immediate coverage - in the case of a catastrophic illness it has a "continued coverage" clause built in - low max out of pocket and a great, great place to wait out the Health Insurance storm - pays $2 million per person per year and can be used as business employee coverage for small groups - with NO MINIMUM EMPLOYEE PARTICIPATION REQUIREMENTS - no mandatory employee contribution

*************************************************
Want TRADITIONAL  Major Medical?  We have it!

* NEW Major Medical PPO Plans
(subject to the Health Bill) have built in immediate "no charge" wellness and preventative testing visits (per the guidelines of HHS) - built in unlimited $40 Dr Office co-pays NOT subject to the deductible -  80/20 or 70/30 pay plans with no annual limit on coverage - huge CIGNA PPO network

 
* "Single Family Deductible" HSA's High Deductible Catastrophic and tax deferred - pays 100% after deductible - has built in immediate "no charge" wellness and preventative testing visits per HHS guidelines - subject to Underwriting and approval - offers unlimited annual coverage - no Max Coverage

*   NEW - "Medical Bridge"
pays up to $5500 during a hospital confinement event - pays up to $1800 for a Accident Event with many more built in benefits - structured to PAY your "out of pocket" deductible for you - for only $30.00 per month

       CASH TO YOU CRITICAL ILLNESS AND CANCER

Lump Sum Cash to you CANCER AND/OR Critical Illness Benefit - For High Deductible Major med or Group Plans - Let this pay your deductible FOR you!
 
CASH Benefits DIRECTLY to you from $10,000 - $100,000 for First Diagnosis of  Critical Illness events - heart attack - stroke - kidney failure - coronary bypass - paralysis - cancer - coma and much more  - money paid directly to you to do with as you wish - use to pay the mortgage - pay bills - allows you the peace of mind to RECOVER without worrying about bills

Excess Accident Coverage - Excess Medical/Dental Accident Coverage plans that pays  $5,000 to $10,000 per Accident - every accident - for as low as $22.00 per month - covering the ENTIRE family - every accident - every person - every time!  Richest Accident plan on the market  - Excess ER Room Expenses - Urgent Care - Dr Office - Surgery and more - let it pay your out of pocket expenses for you or just have this alone if  Health Insurance is out of your budget.

DISABILITY:  AccidentShield  - Accidental Injury Disability Benefit paying up to $500 per week up to 52 week - with only a 7 day wait!   EVERY self employed person  -  EVERY Farrier - Farmer - Trainer - and EQUESTRIAN this!  

100% GUARANTEE ISSUE LIFE INSURANCE - Diabetic - No Problem - Heart Attack Survivor - No Problem - Cancer Survivor - No Problem - Been Turned Down Before - NO PROBLEM - Height/weight out of whack - NO PROBLEM - WE CAN COVER YOU!!   Benefits never go down - Premiums never go up - coverage cannot be cancelled due to health or age
                           
"We say YES when others say NO"

Aiken Health and Life is the ONE STOP - ONE CALL Connection  for:  Guarantee Issue LIFE INSURANCE plans - Guaranteed Renewable for Life CANCER plans - Major Medical - HSA's - Cash Deductible Bridge - 80/20 PPO Renewable Plans  - Lump Sum Cash Critical Illness - Lump Sum Cash CANCER Benefit Plans - Excess Accident/Dental Coverage - TRUE GUARANTEE ISSUE HEALTH INSURANCE  Plans - Term and Accident Disability Plans!
We have all the products you need at prices you afford!

CAN YOU AFFORD COVERAGE?   YES YOU CAN! 

11 Years as a Full Service Broker - I Can Help!

We offer customized quotes with REAL answers to ALL your Health and Life Insurance questions - we help when others can't or won't - AFFORDABLY!!! 

           One call - that's all you need!

 

We are in Aiken and we are Aiken's  Local Health Insurance leader!

 Aiken Health and Life

              803-215-7678

                               Call for a Quote Today!!


Please review your insurance contract for specific details - exclusions and limitations may vary from product to product - each company's policies are subject to change without notice - all products have a 10  - 30 day "Free Look" with initial premium refunded if you change your mind within the "free look" period time frame

 

 

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